Be confident. Projecting confidence is probably the most difficult characteristic to develop. Some people are naturals when it comes to this, but you can develop a greater sense of self-assurance. Part of this confidence is having faith and feeling secure in yourself and not needing to be accepted and loved by others, as well as […]

Be courageous and assertive. In many cases, the leader of a team has to venture into new territory, which means they have to face the unknown and take risks or break rules. In order to do this, a leader must be able to speak up about the things that truly matter and be assertive about […]

Become a master of communication. Excellent communication skills are necessary to become an effective leader. However, communication is not just about expressing what you want to happen — it’s also about being able to truly listen to others. An effective leader not only expresses their ideas and strategies persuasively and clearly but also truly listens to feedback with […]

Know how to develop a team. One of the primary traits of an effective leader is the ability to develop team members through training, teaching or coaching. The team will not be able to achieve the goals of the organization without this training. An effective leader can build people up and create a stronger team, […]

Share the glory. We’ve probably all had a boss who took all the credit for the team’s hard work and success, right? This is not an effective leader. An effective leader is one who is team-oriented and more than happy to share the glory and credit for a job well done with the team. They […]

Take responsibility. Instead of pointing fingers and playing the blame game when things go wrong, a good leader takes responsibility for the team’s actions and their consequences. By being willing to take responsibility, you prove that you’re worthy of trust and respec

Be goal-oriented. Instead of focusing on the problem at hand, an effective leader instead directs attention toward the solution. Instead of worrying and complaining about the issues, they focus on the objectives and then turn their energies toward creating a plan and strategy to achieve those objectives. An effective leader prioritizes so they can get […]

Learn to lead by example. At some point in their careers, everyone has had a boss who has asked them to do something they don’t usually do, such as come in early for a meeting, and then the boss was late for it. Having the ”do as I say” attitude doesn’t make you likable and […]

Get Renters Insurance It, of course, covers robberies, vandalism, and natural disasters, but it could also cover things like the medical bills of people who get hurt at your place, damages you cause at someone else’s home, rent if you have to stay somewhere else because of damage done to your apartment—and even stuff stolen […]

Get More Life Insurance on Top of Your Company’s Policy That’s because the basic policy from your employer is often far too little. Not convinced? Read how extra life insurance saved one family.

If You Have Bad Credit, Get a Secured Credit Card A secured card helps build credit like a regular card—but it won’t let you overspend. And you don’t need good credit to get one! Here’s everything you need to know about secured credit cards.

Keep Your Credit Use Below 30% of Your Total Available Credit Otherwise known as your credit utilization rate, you calculate it by dividing the total amount on all of your credit cards by your total available credit. And if you’re using more than 30% of your available credit, it can ding your credit score.

Review Your Credit Report Regularly—and Keep an Eye on Your Credit Score This woman learned the hard way that a less-than-stellar credit score has the potential to cost you thousands. She only checked her credit report, which seemed fine—but didn’t get her actual credit score, which told a different story.

When You Get a Raise, Raise Your Retirement Savings, Too You know how you’ve always told yourself you would save more when you have more? We’re calling you out on that. Every time you get a bump in pay, the first thing you should do is up your automatic transfer to savings, and increase your […]

Give Money to Get Money The famous 401 (k) match is when your employer contributes money to your retirement account. But you’ll only get that contribution if you contribute first. That’s why it’s called a match, see?

Do Everything Possible Not to Cash Out Your Retirement Account Early Dipping into your retirement funds early will hurt you many times over. For starters, you’re negating all the hard work you’ve done so far saving—and you’re preventing that money from being invested. Second, you’ll be penalized for an early withdrawal, and those penalties are […]

Start Saving ASAP Not next week. Not when you get a raise. Not next year. Today. Because money you put in your retirement fund now will have more time to grow through the power of compound growth.

Ditch the Overdraft Protection It sounds nice, but it’s actually a way for banks to tempt you to overspend, and then charge a fee for the privilege. Find out more about overdraft protection overdraft protection and other banking mistakes to aviod.

Spend on the Real You—Not the Imaginary You It’s easy to fall into the trap of buying for the person you want to be : chef, professional stylist, triathlete.

Shop Solo Ever have a friend declare, “That’s so cute on you! You have to get it!” for everything you try on? Save your socializing for a walk in the park, instead of a stroll through the mall, and treat shopping with serious attention.

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